Section 1 — Application Meaning of credit agreement Section 2 — Meaning of credit agreement Section 3 — Meaning of credit facility Section 4 — Meaning of credit transaction Section 5 — Meaning of credit guarantee Section 6 — Functions of the Bank of Ghana Section 7 — Rules by Notices Section 8 — Investigation Section 9 — Examination by Bank of Ghana Section 10 — Order for search of premises Section 11 — Power of Court to make certain orders Section 12 — Administrative fines Section 13 — Right to apply for credit Section 14 — Protection against discrimination in respect of credit Section 15 — Delivery of documents Section 16 — Protection of borrower credit rights Section 17 — Confidentiality, personal information and borrower credit records Section 18 — Pre-agreement disclosure Section 19 — Marketing information Section 20 — Borrower’s or guarantor’s obligations Section 21 — Collateral Registry Section 22 — Object of the Registry Section 23 — Functions of the Registry Section 24 — Appointment of collateral Registrar Section 25 — Registration of charges Section 26 — Procedure on registration Section 27 — Registration of satisfaction of debt Section 28 — Expiry of time for registration Section 29 — Appointment of receiver or manager Section 30 — Registration of appointment or removal of receiver Section 31 — Notices to be published in Gazette Section 32— Default in payment Section 33 — Remedies of lender on default Section 34 — Lender’s right to possession Section 35 — Mortgages Section 36 — Annual report Section 37 — Regulations Section 38 — Interpretation First Schedule